How Commercial Umbrella Insurance Protects New Jersey Businesses

When growing and managing a small or large business in New Jersey, it is critical to carry a generous amount of liability insurance to protect the business from any number of risks and exposures on the commercial premises that could result in the business having to pay out damages. The challenge is that your regular insurance policies have liability limits, and if there is ever damage that exceeds these limits, the business can be at risk of paying out damages directly. To address this concern, it often makes sense for a New Jersey business to purchase a commercial umbrella insurance …

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