New Jersey Insurance

The Advantages of Personal Umbrella Insurance for New Jersey Residents

June 20, 2011   Posted in New Jersey Insurance, Personal Umbrella Insurance

Most New Jersey homeowners and drivers carry insurance to cover against auto accidents and damage to their homes. What many people don’t realize is that these policies have liability limits that may not cover all of the property and assets they own. To fill in this gap in coverage, a personal umbrella insurance policy is often advisable.

Here is an example of the possible exposure a New Jersey resident may have under their regular insurance policies. Let’s say you have an auto insurance policy with a $500,000 liability limit (most people have smaller limits than this) and you have an …

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Preventative Maintenance to Avoid Homeowner Insurance Claims

May 2, 2011   Posted in New Jersey Homeowners Insurance, New Jersey Insurance

Water damage is one of the leading causes of homeowner insurance claims in the U.S. Every year, thousands of homes nationwide experience damage caused by water that overflows from pipes, hoses and other places.

If you are a New Jersey homeowner, it is always in your best interest to avoid having to file a claim against your homeowner insurance policy. There are circumstances like in the case of outside flooding from excessive rainstorms where water damage may be difficult to prevent, but on the other hand, many of the common occurrences where water damage originates from inside the home …

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How Auto Insurance Really Protects New Jersey Car Owners

March 14, 2011   Posted in New Jersey Auto Insurance, New Jersey Insurance

When last did you sit down with your insurance agent to discuss the specific details of your auto insurance policy? Many people often shop based on price and don’t really consider the consequences of being under insured before it is too late.  If you are like most people, chances are you couldn’t even explain to your neighbor or coworker what levels of protection you have with your auto insurance.  Let me share with you why this is something you need to take a look at.

Property Damage – Let’s say that you have the New Jersey auto insurance state minimum …

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