Permanent Life Insurance Protects New Jersey Residents for the Long Haul

There’s a lot of debate these days over which kind of life insurance to buy. Many people understand the need to protect their families in case the worst happens, but they don’t know if they should buy term or permanent life insurance. New Jersey residents should keep in mind that while term is cheaper, permanent (also known as whole) life insurance will be with you as long as you pay the premiums on the policy.

When you buy a term life policy, you only receive coverage for the “term” that the policy is in effect. This may be 5, …

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